Pre-Discharge Financial Education Workshop

Once you have completed the pre-filing counseling session and filed the bankruptcy petition with the court, you may attend the Pre-Discharge Financial Education Workshop also offered by our agency. Cheryl McKeiver, our Director of Education will conduct the two hour course in a group, classroom setting at our 50 Chestnut Plaza Office in downtown Rochester, and cover the following topics:

1. The "Economic Way of Thinking", or choosing between wants and needs.
2. Developing sound financial habits for handling money.
3. Understanding and developing budgeting skills and understanding financial management concepts.
4. Setting long and short term goals and planning to achieve them
5. Understanding and using credit.
6. Credit reports and credit scores and the laws that regulate and protect.
7. Rebuilding credit after bankruptcy.
8. Predatory lending and identity theft.
9. Insurance, the types, costs and amounts you need.