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        <title>Consumer Credit Counseling Service of Rochester - News Headlines</title>
        <link>http://www.cccsofrochester.org</link>
        <description>CCCS of Rochester, NY is a leading provider of credit counseling, financial education and debt repayment plans. We are a non-profit 501(3)-community service organization that is accredited by the Council on Accreditation for Children and Family Services. </description>
        <language>en-us</language>
        <item>
            <title><![CDATA[The Association of Settlement Companies Backs FTC Debt Settlement Regulations]]></title>
            <link>http://www.cccsofrochester.org/news/65/The_Association_of_Settlement_Companies_Backs_FTC_Debt_Settlement_Regulations/</link>
            <description><![CDATA[    This article details how The Association of Settlement Companies is backing the move by the Federal Trade Commission to impose new rules governing debt settlement practices. Th]]></description>
            <pubDate>Tue, 31 Aug 2010 18:41:52 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/65/</guid>
        </item>
        <item>
            <title><![CDATA[CCCS Launches New Electronic Signature Document Capabilities]]></title>
            <link>http://www.cccsofrochester.org/news/64/CCCS_Launches_New_Electronic_Signature_Document_Capabilities/</link>
            <description><![CDATA[Read the article below to learn more about our efforts to expand client satisfaction and ease with our new partner site eOriginal SmartSign:Non-Profit Credit Counseling Agency uses]]></description>
            <pubDate>Thu, 26 Aug 2010 10:46:50 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/64/</guid>
        </item>
        <item>
            <title><![CDATA[CARD Act rules governing penalty fees went into effect yesterday]]></title>
            <link>http://www.cccsofrochester.org/news/63/CARD_Act_rules_governing_penalty_fees_went_into_effect_yesterday/</link>
            <description><![CDATA[    The below article from cnn.com outlines some new restrictions placed on credit cards by the CARD Act, which went into effect yesterday. Read more below:  WASHINGTON (CNN) -- Ne]]></description>
            <pubDate>Mon, 23 Aug 2010 12:50:57 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/63/</guid>
        </item>
        <item>
            <title><![CDATA[How Debt Buyers Abuse the Legal System to Prey on Lower-Income New Yorkers]]></title>
            <link>http://www.cccsofrochester.org/news/62/How_Debt_Buyers_Abuse_the_Legal_System_to_Prey_on_Lower-Income_New_Yorkers/</link>
            <description><![CDATA[If you have the time, you might find the attached article interesting. It is a very detailed report on the mechanisms debt buyers often use to prey upon lower-income New York resid]]></description>
            <pubDate>Thu, 19 Aug 2010 10:44:51 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/62/</guid>
        </item>
        <item>
            <title><![CDATA[CARD Act Provides Additional Consumer Protections]]></title>
            <link>http://www.cccsofrochester.org/news/61/CARD_Act_Provides_Additional_Consumer_Protections/</link>
            <description><![CDATA[Interested to understand how the new CARD Act will directly affect you? Here is a breakdown of the changes being made:    NEW CARD ACT PROVISIONS PROVIDE ADDITIONAL PROTECTIONS FOR]]></description>
            <pubDate>Mon, 16 Aug 2010 09:52:48 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/61/</guid>
        </item>
        <item>
            <title><![CDATA[NFCC has Two National Leaders Nominated Among the Top 10 Women in Business]]></title>
            <link>http://www.cccsofrochester.org/news/60/NFCC_has_Two_National_Leaders_Nominated_Among_the_Top_10_Women_in_Business/</link>
            <description><![CDATA[    This NFCC Press release highlights two of its national leaders, president and CEO Susan C. Keating and Board Member Jean Chatzky, who have been included among the top 10 women ]]></description>
            <pubDate>Mon, 02 Aug 2010 12:38:44 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/60/</guid>
        </item>
        <item>
            <title><![CDATA[Statute of Limitations on Debt]]></title>
            <link>http://www.cccsofrochester.org/news/59/Statute_of_Limitations_on_Debt/</link>
            <description><![CDATA[How long can a debtor pursue you for unpaid debt?]]></description>
            <pubDate>Tue, 27 Jul 2010 10:16:14 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/59/</guid>
        </item>
        <item>
            <title><![CDATA[New Financial Bill Signed Into Law]]></title>
            <link>http://www.cccsofrochester.org/news/58/New_Financial_Bill_Signed_Into_Law/</link>
            <description><![CDATA[Includes the Consumer Protection Bureau]]></description>
            <pubDate>Thu, 22 Jul 2010 16:54:08 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/58/</guid>
        </item>
        <item>
            <title><![CDATA[NFCC Video - Watch Out for Debt Settlement Companies]]></title>
            <link>http://www.cccsofrochester.org/news/57/NFCC_Video_-_Watch_Out_for_Debt_Settlement_Companies/</link>
            <description><![CDATA[Always check for a not-for-profit company first!]]></description>
            <pubDate>Wed, 14 Jul 2010 11:07:11 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/57/</guid>
        </item>
        <item>
            <title><![CDATA[Good Debt vs. Bad Debt]]></title>
            <link>http://www.cccsofrochester.org/news/56/Good_Debt_vs._Bad_Debt/</link>
            <description><![CDATA[What can be considered good or bad debt?]]></description>
            <pubDate>Wed, 14 Jul 2010 10:23:11 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/56/</guid>
        </item>
        <item>
            <title><![CDATA[Credit Cards, are they required for college students?]]></title>
            <link>http://www.cccsofrochester.org/news/30/Credit_Cards%2C_are_they_required_for_college_students%3F/</link>
            <description><![CDATA[Press Release, CCCS of Rochester offers alternitives for college students to build credit history,]]></description>
            <pubDate>Wed, 19 Aug 2009 10:24:27 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/30/</guid>
        </item>
        <item>
            <title><![CDATA[Tips On Debt Settlement Companies]]></title>
            <link>http://www.cccsofrochester.org/news/27/Tips_On_Debt_Settlement_Companies/</link>
            <description><![CDATA[Important tips from the Office of The Attorney General]]></description>
            <pubDate>Thu, 04 Jun 2009 10:52:51 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/27/</guid>
        </item>
        <item>
            <title><![CDATA[CCCS of Rochester Supports The United Way]]></title>
            <link>http://www.cccsofrochester.org/news/26/CCCS_of_Rochester_Supports_The_United_Way/</link>
            <description><![CDATA[Staff members support the United Way Day of Caring]]></description>
            <pubDate>Mon, 18 May 2009 11:46:37 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/26/</guid>
        </item>
        <item>
            <title><![CDATA[NFCC Press Release: Debt Settlement Industry being investigated]]></title>
            <link>http://www.cccsofrochester.org/news/24/NFCC_Press_Release%3A_Debt_Settlement_Industry_being_investigated/</link>
            <description><![CDATA[Attorney General Cuomo investigates Debt Settlement Industry]]></description>
            <pubDate>Wed, 13 May 2009 17:01:22 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/24/</guid>
        </item>
        <item>
            <title><![CDATA[Attorney General’s investigation of the debt settlement industry]]></title>
            <link>http://www.cccsofrochester.org/news/25/Attorney_General%E2%80%99s_investigation_of_the_debt_settlement_industry/</link>
            <description><![CDATA[INVESTIGATION INTO DEBT SETTLEMENT INDUSTRY ]]></description>
            <pubDate>Wed, 13 May 2009 13:18:20 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/25/</guid>
        </item>
        <item>
            <title><![CDATA[GRAFLI- Greater Rochester Area Financial Literacy Initiative]]></title>
            <link>http://www.cccsofrochester.org/news/21/GRAFLI-_Greater_Rochester_Area_Financial_Literacy_Initiative/</link>
            <description><![CDATA[The GRAFLI program is focused on the principle of personal finance]]></description>
            <pubDate>Wed, 29 Apr 2009 15:34:26 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/21/</guid>
        </item>
        <item>
            <title><![CDATA[NFCC Press Release regarding ]]></title>
            <link>http://www.cccsofrochester.org/news/20/NFCC_Press_Release_regarding_/</link>
            <description><![CDATA[New repayment terms offer better repayment options for consumers]]></description>
            <pubDate>Wed, 15 Apr 2009 15:36:31 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/20/</guid>
        </item>
        <item>
            <title><![CDATA[CARE- Credit Abuse Resistance Education]]></title>
            <link>http://www.cccsofrochester.org/news/19/CARE-_Credit_Abuse_Resistance_Education/</link>
            <description><![CDATA[CARE program offers financial education to students  www.careprogram.us]]></description>
            <pubDate>Wed, 01 Apr 2009 16:05:26 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/19/</guid>
        </item>
        <item>
            <title><![CDATA[NFCC Press Release regarding Debt Settlements]]></title>
            <link>http://www.cccsofrochester.org/news/22/NFCC_Press_Release_regarding_Debt_Settlements/</link>
            <description><![CDATA[NFCC Offers Consumers Tips on Evaluating Debt Settlement Companies ]]></description>
            <pubDate>Tue, 03 Mar 2009 15:38:46 EST</pubDate>
            <guid>http://www.cccsofrochester.org/news/22/</guid>
        </item>
        <item>
            <title><![CDATA[CCCS of Rochester has a new Executive Director]]></title>
            <link>http://www.cccsofrochester.org/news/23/CCCS_of_Rochester_has_a_new_Executive_Director/</link>
            <description><![CDATA[A letter from our new Executive Director- Linda Howland]]></description>
            <pubDate>Fri, 02 Jan 2009 14:34:23 EST</pubDate>
            <guid>http://www.cccsofrochester.org/news/23/</guid>
        </item>
        <item>
            <title><![CDATA[Summer 2008 Newsletter]]></title>
            <link>http://www.cccsofrochester.org/news/18/Summer_2008_Newsletter/</link>
            <description><![CDATA[This newsletter is loaded with money saving tips, inexpensive summer fun ideas and much more.]]></description>
            <pubDate>Sun, 24 Aug 2008 11:05:14 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/18/</guid>
        </item>
        <item>
            <title><![CDATA[The Gramm-Leach Bliley Act]]></title>
            <link>http://www.cccsofrochester.org/news/17/The_Gramm-Leach_Bliley_Act/</link>
            <description><![CDATA[The Gramm-Leach Bliley Act includes provisions to protect consumers' personal financial information.]]></description>
            <pubDate>Thu, 14 Aug 2008 15:55:51 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/17/</guid>
        </item>
        <item>
            <title><![CDATA[CCCS of Rochester, Committed to helping our community]]></title>
            <link>http://www.cccsofrochester.org/news/15/CCCS_of_Rochester%2C_Committed_to_helping_our_community/</link>
            <description><![CDATA[CCCS Staff raise money for the Juvenile Diabetes Research Foundation JDRF]]></description>
            <pubDate>Wed, 30 Jul 2008 16:21:31 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/15/</guid>
        </item>
        <item>
            <title><![CDATA[CCCS of Rochester launches new website]]></title>
            <link>http://www.cccsofrochester.org/news/13/CCCS_of_Rochester_launches_new_website/</link>
            <description><![CDATA[Consumer Credit Counseling Service of Rochester is pleased to announce the launch of our new web site.  ]]></description>
            <pubDate>Tue, 24 Jun 2008 10:33:34 EDT</pubDate>
            <guid>http://www.cccsofrochester.org/news/13/</guid>
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