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Consumer Credit Counseling Service of Rochester (New York) is a non-profit community service agency dedicated to educating and empowering individuals and families to take control of their financial lives
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Home
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- About CCCS
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News
- First Home Club
- RethinkingDebt.org Approved under Homeownership Education Guidelines
- RethinkingDebt Holiday Spending Quiz
- Tips on Preventing ID Theft during the Holidays
- Judge John Ninfo Shares his Expertise
- Ask the Right Questions about Banks and Cards
- Five Things NOT to do at the Mall this Holiday Season
- Protect Your Identity Day = Huge Success!
- Debt Settlement Companies No Longer Allowed to Charge Up-Front Fees
- CCCS and the BBB present: Protect Your Identity!
- A Thank-You From A Recent Client
- CCCS Rochester Highlighted in National NFCC Conference Call
- The Association of Settlement Companies Backs FTC Debt Settlement Regulations
- CCCS Launches New Electronic Signature Document Capabilities
- CARD Act rules governing penalty fees went into effect yesterday
- How Debt Buyers Abuse the Legal System to Prey on Lower-Income New Yorkers
- CARD Act Provides Additional Consumer Protections
- NFCC has Two National Leaders Nominated Among the Top 10 Women in Business
- Statute of Limitations on Debt
- New Financial Bill Signed Into Law
- NFCC Video - Watch Out for Debt Settlement Companies
- Good Debt vs. Bad Debt
- Credit Cards, are they required for college students?
- Tips On Debt Settlement Companies
- CCCS of Rochester Supports The United Way
- NFCC Press Release: Debt Settlement Industry being investigated
- Attorney General’s investigation of the debt settlement industry
- GRAFLI- Greater Rochester Area Financial Literacy Initiative
- NFCC Press Release regarding
- CARE- Credit Abuse Resistance Education
- NFCC Press Release regarding Debt Settlements
- The Gramm-Leach Bliley Act
- CCCS of Rochester, Committed to helping our community
- CCCS of Rochester launches new website
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Ask The Experts
- Ask A Question
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Credit FAQs
- Is CCCS a government agency, and how is CCCS funded?
- Will the CCCS Debt Management Plan impact my credit report?
- Do I have to put all of my credit cards on the program?
- How can I make my Debt Management Plan payments?
- Can I buy a home or car while I'm on the Debt Management Plan?
- Even though I've been on the program for a month, my creditors are still calling me. I thought that the collection calls would stop.
- What if I want to stop the plan?
- How much does the Debt Management Plan cost?
- How do I know if my payment was received?
- Can I pay more than my monthly DMP payment in order to pay the debt off quicker?
- Can I make changes to my monthly ACH payment?
- Can I skip a payment?
- What is the benefit of ACH payments over mailing payments?
- How may a debt collector contact you?
- Can you stop a debt collector from calling you?
- May a debt collector contact anyone else about your debt?
- What types of debt collection practices are prohibited?
- False statements
- Debt collectors also may not state that:
- Unfair practices.
- Where can you report a debt collector for an alleged violation?
- What is Phishing?
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Credit Tips
- CARE Program- Credit Abuse Resistance Education
- New Years Resolution- Improve your “Financial Fitness”
- Information about settlement companies
- HOW TO SUCCESSFULLY MANAGE YOUR CHECKING ACCOUNT
- How to Create a Budget and Stick to it
- Recognize the early warning signs of debt trouble
- Save Money At The Grocery Store Without Coupons
- Develop a diversified savings plan
- How to Dispute Credit Report Errors
- How to Improve Your Credit.
- Money Saving Strategies for College Students
- How is a Credit Score Calculated?
- Don't suffer in silence, take action and get help
- Keep more of your money.
- Prioritize your expenses and spending
- Evaluation Tools
- Contact CCCS
- Useful Links
- Privacy
- Share With a Friend
