Category: credit cards

How to Manage Your Budget When Buying Gifts This Holiday Season

Avoid getting too deep in debt this Holiday season with proper budgeting and debt management.


Did you Get a Deferment Due to COVID, but Now Your Credit Report is Showing Past Due?

My Credit Cards and Loans were put on deferment due to COVID but now they are reporting past due on my credit. What can I do?


COVID-19 Credit Card Payment Deferrals Ending Soon!

If you are like many Americans that have been impacted by COVID-19 you may have reached out to your credit cards to ask for assistance.


Debt Settlement vs Debt Management

Debt is a growing concern for many. Credit card debt with high interest rates especially can be difficult to manage and pay down.


What is a Secured Credit Card?

Credit Cards are a good way to build good credit, however you may not be able to get a credit card without good credit or established credit.


Reduction In Credit Limit

With everything going on right now in your financial world keeping track of your credit is important.


What Do Deferred Payments Mean for You?

During the COVID-19 situation many creditors are offering deferred payments for everything from Credit cards and Auto loans to Mortgages, but what does that mean for you?


Helpful Credit Options During COVID-19

What to do when your finances are impacted by COVID-19


Should you apply for a retail store credit card?

For starters, a retail store credit card is a physical charge card that gives you credit for a specific retailer.  The amount of credit given can vary depending on your current credit score. More cre


UltraFICO

Consumers with low credit scores may soon have a way to boost that three-digit number! A new product is supposed to become available in Summer 2019 and it will be geared towards consumers with low cre


4 Financial New Year's Resolutions

It’s a situation familiar to many Americans: After indulging


How Many Credit Scores Do I Have?

Often we hear from our clients that they checked their credit score through a free site such as Credit Karma and were shown a high credit score but ye


Breadwinner Moms, Make the Call

When you just can’t seem to get out from under your bills and your family’s future is becoming harder to focus on, it’s easy to feel overwhelmed and a little lost. You aren’t.


Time for Improved Credit Card Security?

Is it time for the US to Improve Credit Card security? The United States has been lagging behind other countries in improving credit card security.


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