Category: debt management

Should you apply for a retail store credit card?

For starters, a retail store credit card is a physical charge card that gives you credit for a specific retailer.  The amount of credit given can vary depending on your current credit score. More


Should I apply for a retail credit card?

For starters, a retail store credit card is a physical charge card that gives you credit for a specific retailer.  The amount of credit given can vary depending on your current credit score. More


UltraFICO

Consumers with low credit scores may soon have a way to boost that three-digit number! A new product is supposed to become available in Summer 2019 and it will be geared towards consumers with low cre


4 Financial New Year's Resolutions

It’s a situation familiar to many Americans: After indulging


Smart Checking Program

CCCS of Rochester has been partnering with financial institu


Tips for Retirement

Here are a few tips to consider at different phases of life to make sure you are on the right track to retirement readiness. If you're in your 20s, yo


How Many Credit Scores Do I Have?

Often we hear from our clients that they checked their credit score through a free site such as Credit Karma and were shown a high credit score but ye


Getting out of Debt in 2017

Getting out of Debt in 2017 The holidays have come and gone.  This time of year is a great time to think about goals for the new year. Make the commit


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