Category: Financial Advice

Fix Your Credit in 2022 and Become Debt Free

It’s easy to suddenly find yourself in credit card debt. If you want to get out of debt in 2022 and improve your credit, read on. CCCS of Rochester can help.


Holiday Shopping Mistakes to Avoid This Year

The holiday season is upon us, and with that often comes lights, good food, and memorable moments with friends and family. But it also signifies the start of the shopping season. While it can be tempt


Holiday Shopping!

Many of you are working hard to pay off your debt, but we understand that you are also gearing up for the holiday season.  Don’t forget when shopping to...


Debt Settlement Companies Under Fire!

For several years Debt Settlement companies have been getting away with little oversight and unregulated.  Finally, the State of California has acted to curve some of their activities. 


Does Debt Settlement Work?

Debt settlement may seem like a good idea but it can put you in a difficult situation; debt management is a much better option for you to get a hold of your finances.


Is Debt Management Better Than Bankruptcy?

Thinking about bankruptcy? Enrolling in a debt management program is a much better idea!


How to Raise Your Credit Score Fast

A bad credit score can cause all kinds of financial and stressful situations. We can help you better manage your debt and raise your credit score!


How to Build a Strong Financial Future

From properly budgeting and paying off your debt to educating yourself on helpful financial habits, here are some ways to build a strong financial future.


What Happens When Forbearance Ends?

If you were granted a mortgage, student loan, or credit card forbearance, you should know your options for repayment -- debt management programs can help.


Using Your Tax Refund and Stimulus Check to Hack Away at Debt

If you find that you’re still struggling with debt even after tax refunds and the stimulus check comes through, it may be time to look into a debt management plan.


Is Debt Management a Good Idea

Is debt management a good idea? YES -- A debt management plan can help you get your debt under control and hopefully resolve any bad spending habits.


Paying Off Your Holiday Debt

Are you still battling debt from the holidays? These tips will help you get and stay out of debt!


Foreclosure and Eviction Moratorium Extension

With the pandemic still looming and countless Americans struggling to manage bills, there have been recent housing-related updates following the president’s inauguration.


Protect your Identity

Identity Theft is quickly becoming one of the most organized


How to Manage Your Budget When Buying Gifts This Holiday Season

Avoid getting too deep in debt this Holiday season with proper budgeting and debt management.


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