Consumer Credit Counseling Service of Rochester does a lot more than credit counseling

Are you considering buying your first home? Buying your first home can be overwhelming. Our first time home buying workshops go over everything you need to know about buying your first home includi...

Is there really such a thing as “healthy” debt? It’s true that the word “debt” has negative connotations, but most financial experts agree that certain kinds of debt can be healthy. Find ...

If you're considering debt consolidation it's important to understand how it may impact all aspects of your financial health including your credit score. Debt consolidation can be helpful in paying of

If bills are stacking up and you’re feeling overwhelmed, you may want to look into consolidating your debt. Learn more about what to consider.

My Credit Cards and Loans were put on deferment due to COVID but now they are reporting past due on my credit. What can I do?

As the pandemic continues COVID-19 scams are increasing. Find out more about these scams and what to look out for.

If you are like many Americans that have been impacted by COVID-19 you may have reached out to your credit cards to ask for assistance.

Millions of Americans that are out of work due to the COVID-19 pandemic are set to lose the $600 extra weekly benefit by the end of July.

FICO Scores are calculated using many different pieces of credit data in your credit report.

As of June 17th, the Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have further extended the foreclosure and eviction moratorium.

Debt is a growing concern for many. Credit card debt with high interest rates especially can be difficult to manage and pay down.

There are two different types of credit pulls that can show up on your credit report in the inquiry section:  hard and soft inquiries also known as pulls.

Credit Cards are a good way to build good credit, however you may not be able to get a credit card without good credit or established credit.

Your landlord may have originally offered you a deferment for a period which may now be ending.

What is the difference between a mortgage forbearance and mortgage forgiveness?

For many Americans, debt is a growing stressor, especially in these times of uncertainty. One may feel embarrassed and overwhelmed by their debt and feel like there is no way to get out.

The first thing you will want to do when planning for your savings is to set a goal you would like to achieve. By setting a goal first, you can come up with the most effective plan to reach it.

 What is the difference between a Credit Union and a Bank?

With everything going on right now in your financial world keeping track of your credit is important.

In times of struggle and financial hardship, you are looking for options to help keep you afloat. Perhaps you’re falling behind, or you are trying to juggle other debts you owe.