Student Loans affect most Americans
- Are you behind in payments, trying to avoid default?
- Are you interested in different repayment options?
- Do you have questions about repayment programs?
- Do you need help preparing documents?
Certified Student Loan Counselors are here to help you!
The Importance of Student Loan Counseling
Our counseling services partner with Student Debt Solutions to provide a range in services to understand your repayment options for federal student loans. You can choose from free services or select add-ons for more assistance.
What we offer:
- 360° Analysis of your Student Debt
We offer a FREE, comprehensive analysis of your student loan situation including all available repayment and forgiveness options
- Unbiased Third-Party Advice
We’re on your side. All available federal programs will be evaluated and recommended based on your financial goals
- Transparency
We offer clear, detailed recommendations to help you understand your options.
- Tools & Support
We can help make your plan a reality with access to essential forms or even connecting you with a counselor.
Why Should I Talk to a Certified Student Loan Counselor?
If you are experiencing any issues managing your student loans, don’t hesitate to reach out. Some issues are time-sensitive, and we want to help you sooner than later!
Get started reviewing your options or choose to meet with one of our counselors today!
Non profit organization, helping thousands restore their financial health
No upfront fee to help you
You can meet with certified student loan counselors virtually
We understand delinquency and we can provide strategies to help you avoid it, if you do not delay.
Success Stories
Our #1 source of referrals.
Mike JThank you again for taking the time to speak with me today and for helping me to get my life back on track. I can't thank you enough for your support!
Frequently Asked Questions
The best repayment plan depends on your income, family size, loan type, and financial goals. We’ll review your situation and explain the pros and cons of each plan—such as Standard, Graduated, Income-Driven Repayment (IDR), and Public Service Loan Forgiveness (PSLF)—so you can choose with confidence.
It's possible. Many borrowers qualify for lower payments through income-driven repayment plans. We’ll explore every option available to ensure your payments fit your budget.
Our counseling is designed to save you money, not cost you more. Some services are free, while others may have a fee. You can always choose between the free or paid versions of our Student Loan Counseling services.
Are You Struggling With Student Loans?
Our educational services can help you understand your repayment options, help prepare your documents, and talk with a counselor for personal assistance.
Have Questions?
You can call or email us.
Call Our Office
Often times a phone call can answer all your questions at the same time. We are always happy to talk to you.
Call (585) 546-3440
Email Us Directly
Whether you have a question or you want us to call you, send us an email and we will respond promptly.