Dec 10, 2024
When it comes to managing your finances, it helps to get all your cash inflows and outflows down on paper. Seeing your income and expenditures laid out in front of you can help you form strategies that place you on a path to reach your financial goals.
CCCS of Rochester helps people create a monthly budget to give them an idea of their current financial standing. Rando told us the nonprofit serves people who’ve never created a budget before. The organization also pulls credit reports so people can review their credit history and identify any errors or unusual activity in their report.
Rando told us the primary service CCCS of Rochester offers is a debt management program that focuses on credit card debt and other forms of unsecured debt. Clients who enroll in this service pay a nominal fee, which can be up to $40 per month. CCCS of Rochester provides debt management services in Alabama, Florida, Georgia, Iowa, New York, North Carolina, North Dakota, Ohio, Massachusetts, Minnesota, and Tennessee.
“We review all the different types of debt somebody has so we can really get a sense of what they’re coming to us with,” Rando told us. “People can struggle to make payments on their credit cards when they have interest rates that are really high. They’re also dealing with increases in the prices of groceries, rent, and every other expense you can think of, but our debt management plan can be an option clients can use to make payments more manageable.”
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