First Homebuyer Education
When
Event has endedWhere
1000 University Ave, Suite 900, Rochester, NY 14607
Contact
cccsinfo@cccsofrochester.org
585-546-3440
Home buying is serious business! CCCS of Rochester can help you prepare for the reality and responsibilities of home ownership. Our nationally certified credit advisors provide first time home buying workshops to teach you about the home buying process. Some of the topics that we cover in the workshop include:
- To buy or not to buy?
- How much home can you afford?
- Budget counseling - how to stay financially sound with the added responsibility
- Your credit score and credit report - where you stand and how to improve your rating.
- Options for paying off debts before you decide to buy a home.
- Systematic savings plans and individual development accounts to prepare for home buying
- Selecting a real estate professional
- Obtaining a mortgage
In addition, we bring in some experts in law, real estate, insurance, and more to help you with other aspects of the home buying process.
When you complete one of our workshops for first time home buying, you will receive a Certificate of Completion that will help you qualify for: federal, state, and local government programs; private mortgage programs; or grant programs.
This workshop is 6-7 hours long and has a $40 fee. Lunch is provided.