Will I ever be able to get credit again after I complete my Debt Management Plan?
Yes. Completing a Debt Management Plan does not prevent you from obtaining credit in the future. As you pay down your debts and continue practicing healthy financial habits, you can work toward rebuilding your credit and improving your overall financial health. Credit decisions are made by individual lenders, so approval and terms will depend on your credit history, income, and other factors at the time you apply.