Consumer Credit Counseling Service of Rochester does a lot more than credit counseling

  • Should you apply for a retail store credit card?

    For starters, a retail store credit card is a physical charge card that gives you credit for a specific retailer.  The amount of credit given can vary depending on your current credit score. More ...

  • UltraFICO

    Consumers with low credit scores may soon have a way to boost that three-digit number! A new product is supposed to become available in Summer 2019 and it will be geared towards consumers with low cre

  • 4 Financial New Year's Resolutions

    It’s a situation familiar to many Americans: After indulging

  • Smart Checking Program

    CCCS of Rochester has been partnering with financial institu

  • Protect your Identity

    Identity Theft is quickly becoming one of the most organized

  • Tuition-Free Degree Program: The Excelsior Scholarship

    Recently, Governor Andrew Cuomo announced the Excelsior scholarship, which will provide tuition-free college at New York’s public colleges and universities to families making up to $125,000 a...

  • Tips for Retirement

    Here are a few tips to consider at different phases of life to make sure you are on the right track to retirement readiness.
    If you're in your 20s, yo

  • How Many Credit Scores Do I Have?

    Often we hear from our clients that they checked their credit score through a free site such as Credit Karma and were shown a high credit score but ye

  • Getting out of Debt in 2017

    Getting out of Debt in 2017
    The holidays have come and gone.  This time of year is a great time to think about goals for the new year. Make the commit

  • IRS Phone Scams

    There are a number of different phone scams that are currently going on, including people claiming to be the Internal Revenue Service (IRS).  These types of scams are normally very sophisticat...

  • Saving for Summer Vacation

    During the summer no one wants to stay inside. To ensure that you will be able to enjoy your summer to the fullest, here are some tips to help plan ahead. These are important to make sure that you ...

  • Breadwinner Moms, Make the Call

    When you just can’t seem to get out from under your bills and your family’s future is becoming harder to focus on, it’s easy to feel overwhelmed and a little lost. You aren’...

  • Don't Let Debt Keep You Down, Soldier

    Struggling with debt is bad enough – whether you’re a veteran or are about to transition into civilian life – but when you’re actively deployed, it

  • Pooled Trust

    A pooled trust is a trust established and administered by a non-profit organization. According to Federal and New York State laws a person of any age

  • What's in your Credit Score?

                                                       How a FICO Score breaks down
    35%- Payment History
    30% Amounts Owed
    15% Length of Cred...

  • Do Credit Checks really hurt your Credit Score?

    Do credit checks really hurt your credit score?
    Have you ever heard someone say that every time someone checks your credit history it will lower your

  • Time for Improved Credit Card Security?

    Is it time for the US to Improve Credit Card security?

    The United States has been lagging behind other countries in improving credit card security.

  • Carrying Debt May be Heavier than You Think

    According to a recent National Foundation for Credit Counseling (NFCC) online poll, 18% of consumers think that carrying credit card debt from one mon

  • Confused about Credit Counseling?

    Confused about Credit Counseling?
    Confused about what credit counseling is? Not sure how it can help you? You are not the only one. The National Found

  • Foreclosure Prevention

    Foreclosure Prevention
    During tough economic times, many homeowners face difficulties in making their mortgage payments. The one missed payment turns

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A History of Helping People in Rochester

CCCS of Rochester is proud to be the only locally-based non-profit Credit Counseling Agency in the Rochester area. Over the last 40+ years, we have helped hundreds of thousands of people reclaim their financial health

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