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Dreaming of a Happy Retirement? Better Manage Your Debt!

It can be difficult to envision a post-retirement free from debt. If you act now and start utilizing a debt management program, however, you'll be much better off for the future!


The CARES Act and the COVID Eviction Moratorium

The COVID-19 pandemic has resulted in millions of Americans becoming unemployed. Many families, especially low-income households, are struggling to pay their rent and are now facing housing instabilit


Buying Your First Home - When to Buy?

Are you considering buying your first home? Buying your first home can be overwhelming. Our first time home buying workshops go over everything you need to know about buying your first home including


Healthy Debt vs. Bad Debt

Is there really such a thing as “healthy” debt? It’s true that the word “debt” has negative connotations, but most financial experts agree that certain kinds of debt can be healthy. Find out


Your Credit Score after Debt Consolidation

If you're considering debt consolidation it's important to understand how it may impact all aspects of your financial health including your credit score. Debt consolidation can be helpful in paying of


Help with Mounting Bills

If bills are stacking up and you’re feeling overwhelmed, you may want to look into consolidating your debt. Learn more about what to consider.


Did you Get a Deferment Due to COVID, but Now Your Credit Report is Showing Past Due?

My Credit Cards and Loans were put on deferment due to COVID but now they are reporting past due on my credit. What can I do?


COVID-19 Scams - What to Look Out For

As the pandemic continues COVID-19 scams are increasing. Find out more about these scams and what to look out for.


COVID-19 Credit Card Payment Deferrals Ending Soon!

If you are like many Americans that have been impacted by COVID-19 you may have reached out to your credit cards to ask for assistance.


Tips for Preparing for the End of the Additional $600 Unemployment Benefit

Millions of Americans that are out of work due to the COVID-19 pandemic are set to lose the $600 extra weekly benefit by the end of July.


How is Your FICO Calculated?

FICO Scores are calculated using many different pieces of credit data in your credit report.


Housing Update: Federal Housing Agencies Extend Foreclosure Moratoriums

As of June 17th, the Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have further extended the foreclosure and eviction moratorium.


Debt Settlement vs Debt Management

Debt is a growing concern for many. Credit card debt with high interest rates especially can be difficult to manage and pay down.


The Difference Between a Hard Credit Pull and a Soft Credit Pull

There are two different types of credit pulls that can show up on your credit report in the inquiry section:  hard and soft inquiries also known as pulls.


What is a Secured Credit Card?

Credit Cards are a good way to build good credit, however you may not be able to get a credit card without good credit or established credit.


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