Your Credit Score after Debt Consolidation

If you're considering debt consolidation it's important to understand how it may impact all aspects of your financial health including your credit score. Debt consolidation can be helpful in paying of

Help with Mounting Bills

If bills are stacking up and you’re feeling overwhelmed, you may want to look into consolidating your debt. Learn more about what to consider.

Did you Get a Deferment Due to COVID, but Now Your Credit Report is Showing Past Due?

My Credit Cards and Loans were put on deferment due to COVID but now they are reporting past due on my credit. What can I do?

COVID-19 Scams - What to Look Out For

As the pandemic continues COVID-19 scams are increasing. Find out more about these scams and what to look out for.

COVID-19 Credit Card Payment Deferrals Ending Soon!

If you are like many Americans that have been impacted by COVID-19 you may have reached out to your credit cards to ask for assistance.

Tips for Preparing for the End of the Additional $600 Unemployment Benefit

Millions of Americans that are out of work due to the COVID-19 pandemic are set to lose the $600 extra weekly benefit by the end of July.

How is Your FICO Calculated?

FICO Scores are calculated using many different pieces of credit data in your credit report.

Housing Update: Federal Housing Agencies Extend Foreclosure Moratoriums

As of June 17th, the Federal Housing Administration (FHA) and the Federal Housing Finance Agency (FHFA) have further extended the foreclosure and eviction moratorium.

Debt Settlement vs Debt Management

Debt is a growing concern for many. Credit card debt with high interest rates especially can be difficult to manage and pay down.

The Difference Between a Hard Credit Pull and a Soft Credit Pull

There are two different types of credit pulls that can show up on your credit report in the inquiry section:  hard and soft inquiries also known as pulls.

What is a Secured Credit Card?

Credit Cards are a good way to build good credit, however you may not be able to get a credit card without good credit or established credit.

What To Do If You Can’t Pay Your Rent

Your landlord may have originally offered you a deferment for a period which may now be ending.

Posted in Housing | Read More

What to Expect After a Mortgage Forbearance Ends

What is the difference between a mortgage forbearance and mortgage forgiveness?

Posted in Housing | Read More

The Stress of Finances and Suicidal Behavior

For many Americans, debt is a growing stressor, especially in these times of uncertainty. One may feel embarrassed and overwhelmed by their debt and feel like there is no way to get out.

How To Build A Savings Account

The first thing you will want to do when planning for your savings is to set a goal you would like to achieve. By setting a goal first, you can come up with the most effective plan to reach it.

Posted in saving | Read More

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